Matched

  • Breaking News

    Good news! You will get 51000 rupees pension every month After retirement, know the rules and eligibility



    Good news! You will get 51000 rupees pension every month After retirement, know the rules and eligibility

    If there is a return of 10 percent, then on maturity it will

    be Rs 2.59 crore. That is, when you retire, you will get a

    pension of about Rs 51,848 per month.

    If you are employed and worried about future pension

    after retirement, then there is no need to take tension

    now. Because the National Pension System (NPS

    Calculator) can prove to be a best option for your post-

    retirement. For this you have to invest just Rs 4,500 every

    month, then you will get a pension of Rs 51,848 per

    month. The same you will get 10 thousand rupees at the

    age of 30. If you invest, after 30 years, when you will be

    60 years old, then you will have a lump sum amount of

    more than Rs 1 crore in your hands. Any person from 18

    years to 65 years can invest in this. Let us understand it

    in easy language.


    Actually, the National Pension System is a government

    scheme. Under this, if the average age of the investor is

    21 years and he invests Rs 4,500 monthly, then from 21

    years to 60 years i.e. 39 years i.e. Rs 54000 will be

    invested. Under this, it will invest Rs 21.06 lakh in 39

    years and if it gives a return of 10 percent, then it will be

    Rs 2.59 crore on maturity. That is, hen you retire, you

    will get a pension of about Rs 51,848 per month. This is

    shown as an example, this amount can be more or less.

    According to media reports, if you are 30 years old and

    you invest 10 thousand rupees every month in NPS, then

    till retirement i.e. on attaining 60 years of age, the

    lumpsum amount in your hands will be more than 1 crore

    rupees and up to 52 thousand rupees. Pension will be

    available every month. In this, the annual return of 9 to 12

    percent is given and on maturity, 40 percent has to be

    invested in an annuity scheme so that you can get

    regular pension, the return of annuity is also close to 6

    percent. Figures and returns may vary according to age.

    The more you invest in this, the more pension you will get

    and the sooner you do it, the same amount will increase.

    Apart from this, there is no tax burden in this, because

    under section 80 CCD (1), 80 CCD (1B) and 80 cCD (2) of.

    income tax on NPS, you can take additional exemption of


    Rs 50,000 apart from the Rs 1.50 lakh.. That is, by



    Apart irom this, there is no tax Durden in tnis, because

    under section 80 CCD (1), 80 CCD (1B) and 80 CCD (2) of

    ncome tax On NPS, you can take additional exemption or

    Rs 50,000 apart from the tax ie. Rs 1.50 lakh.. That is, by

    investing in NPS, you can take advantage of a rebate of

    Rs 2 lakh. ACCording to media reports, after retirement at

    an annual rate of 6% on 40 percent annuity in NPS, Rs

    1.56 crore will be received together. After this, Rs 1.04

    rore will go into annuity, then at the annual rate, you will

    get a pension of Rs 51,848 every month.

    Here is the account opening process

    To open an NPS account, go to enps.nsdl.com/eNPS or

    Nps.karvy.com and click on New Registration.

    After filling all the details, the mobile number will be

    verified with OTP Enter bank account details. Choose

    your portfolio and fund. set name.

    anceled check will have to be given in the bank account

    in which the details are to be filled. Apart from this, photo

    and signature wil also have to be uploaded. ATter making

    the payment, your Permanent Retirement Account (PRN)

    number will be generated. You will also get the payment

    eceipt.

    ATter making the investment, go to the e-sign/ Print

    egistratiorn Form page. Here you can register with PAN


    and Netbanking. It will do KYC (Know Your Customer).


    No comments

    Post Bottom Ad